Fair Rate Funding provides lawsuit funding for litigants who have an immediate financial needs.  In other words, lawsuit funding gives cash to plaintiffs prior to their case reaches settlement.

By far the most common lawsuit funded is the personal injury case.  Personal injury cases are based in negligence where one party breaches a duty of care to another, and that breach causes damages.

Among the more common negligence personal injury cases are car accidents. If automobile driver causes an accident and another suffers an injury as a result, that person can seek compensation through an insurance claim and ultimately a personal injury lawsuit. Plaintiffs can recover medical and car repair bills.

However, some motorists are not insured, leaving an injured party to submit a claim through his own insurance policy.

Car accident injuries can be serious and many cannot be remedied through medical treatment.  The US legal system affords protection to these plaintiffs by allowing for monetary compensation in negligence lawsuits. In other words, plaintiffs can receive cash for their injuries as compensation.  Medical bills, pain and suffering and lost income are only some examples of of damages courts recognize in a personal injury lawsuit.

Standards of what exactly constitutes negligence as well as what damages are recoverable can differ from state to state. At the time of trial, a judge or jury will decide the lawsuit unless the parties settle the matter “out of court”.

Medical malpractice lawsuits are another common type of personal injury case. If a patient visits a doctor, he expects reasonable care from the medical professional and his staff. All medical procedures have theirs risks, but disregard for a standard or care can lead to serious consequences. This includes basic check-ups, surgeries, x-rays, general diagnoses and treatments.

Similarly, when an individual visits a business, he expects the property to be safe under ordinary circumstances. For example, if you slip and fall at the grocery store on spilled orange juice on the floor, this may be considered negligence on the part of the store management. States have different rules regarding the right to recover money for pain and suffering. For example, if the injured person was not paying attention or had no right to be on the property, you may not receive anything.

If you were injured because of the negligence of another, you may be entitled to compensation. Always consult a lawyer before attempting to file a legal claim.

If you need legal finance assistance, consult our office. We may be able to help you qualify for immediate financial relief through lawsuit funding.  Lawsuit funding is the advancing of money prior to settlement.  Lawsuit funding, also known as settlement funding, should not be considered a lawsuit loan or settlement loan even though those are common terms.  Lawsuit funding is a transfer of property rights in the potential proceeds of a case.  As such, if the lawsuit is not successful, the advance is not repaid so lawsuit funding is a risk free proposition for plaintiffs.

Thank you for your interest in the lawsuit funding business.

Understanding the Benefits of Lawsuit Loans

Lawsuit settlement funding advances cash now to help plaintiffs financially endure the litigation process, reject “low ball” settlement offers and receive larger settlements.

During a lawsuit, the plaintiff’s attorney will introduce the idea of settlement. What this means, is that the two parties, plaintiff and defendant, agree to a fixed amount of compensation in return for a dismissal of the case.  Most plaintiffs believe when they enter into a lawsuit, the case will be “tried” before a judge and jury.  The reality is that less that 10% of filed lawsuits ever make it to that stage.  The vast majority of lawsuits are settled.

Plaintiffs sometimes resist the idea of settlement initially because they want their day in court either to prove what happened to them or demand justice or both.  As we will discuss below, lawsuits are an economic endeavor.  In other words, there are costs associated with pursuing a lawsuit.  These costs make settlement even more likely as we shall see.

Most people do not consider the costs of filing a lawsuit.  Many may not even be aware that some of the costs even exist. This is most likely due to the fact that many plaintiffs retain attorneys who pay the upfront costs of litigation.

Once the lawsuit commences or at the very least at the end of the case when the recovery is disbursed, plaintiffs will learn every professional involved in the case must be paid. This includes costs associated not only with lawyers’ fees but also: experts, process servers, court reporters, videographers and even couriers. Charges for filing court cases and documents can reach thousands of dollars in certain extreme instances. Most of these costs are paid in anticipation of a trial which statistics show will likely never occur.  Good attorneys attempt to keep these costs to a minimum.  They understand even though expenses are part of providing legal services, the costs must be paid from the client’s bottom line.

Lawyers on both sides understand settlement is in everyone’s best interest.  Not only is the lawsuit settlement amount agreed upon, but no further expenses must be spent on the case.  The alternative is letting a pool of strangers (jury) decide the case.  Both parties know from experience that going to a jury is always a risky proposition.

When both sides agree to a number, a settlement agreement can be created. This may cover medical expenses, loss of income and loss of enjoyment of life. But aside from money, plaintiffs are often looking for something else. It may be an apology, getting back something that was taken from them or even having the other side admit they did something wrong. When these contingencies are met and the price is right, the legally binding lawsuit settlement agreement can be the best way to conclude the case.

Far too often however, settlement does not happen in a timely fashion – at least as far as the plaintiff is concerned.  And as expenses rise, plaintiffs may find the bills are becoming unmanageable. They may not have enough money to make ends meet, but they and their attorneys are confident in their chances of winning the case.

At this point, Fair Rate Funding can help. Whether awaiting money from a settlement or a verdict, Fair Rate Funding provides a lawsuit settlement funding to those who qualify.

Lawsuit settlement funding makes it easier for plaintiffs to wait out the process for a better settlement because it eliminates some of the financial pressures associated with being injured and unable to earn similar income.  The cash can be used at the client’s discretion and is only repaid once the case is concluded successfully.  In other words, if the lawsuit does not win, the lawsuit funding is not repaid.

Thank you for your interest in the lawsuit settlement funding business.

Settlement funding for wrongful death lawsuits is available for those in the midst of a legal battle as this:

Last week three people were killed on the 60 Freeway in California after their vehicle spun out of control and was thrown into a construction zone.

The occupants were in their mid 20s, two men and one female. The driver was behind the wheel of a Kia Soul when it entered the highway’s westbound lanes. The accidents cause is under investigation.

Tragic accidents as these are typically due to negligence. The driver is not always at fault, as there could have been a faulty part on the car, neglectful maintenance, or a variety of other issues. As an example, a lot of accidents happen every year due to flawed tires, defective ignitions and bad brakes. These types of accidents are hard to anticipate and have the ability to make a car lose control without warning.

Whatever the case may be, the victims’ families could qualify for a lawsuit against the party at fault under California Wrongful Death laws. As a matter of fact, many jurisdictions protecting loved ones offer monetary recompense for the loss.

Settlement funding for wrongful death lawsuits can help bring closure to the loss of a life. Wrongful death lawsuits can compensate families for the loss of companionship, financial hardships and in some cases, punitive damages.

When an accident victim’s family member files a wrongful death lawsuit, they might be surprised to find out how lengthy and complicated the legal process often is.

The attorney, normally hired on a contingency fee basis (which means the attorney is paid only if the case is won), will want to make sure the amount accurately reflects the loss. Similarly, the defense counsel will want to host their own investigation to discover the accident’s cause along with having their experts assess the extent of the damages.

While all of this is happening, most families are dealing with financial pressure for a variety of reasons.  Bills grow and families are left in need of help while waiting for the lawsuit to reach a settlement. To sum it up, these families need settlement funding for wrongful death lawsuits.

The lawsuit settlement funding industry makes up the business of helping people put in this kind of predicament.  Settlement Funding for wrongful death lawsuits provides those in need with cash while their wrongful death lawsuit continues on.

The plaintiff(s) is essentially selling a portion of the pending proceeds of the suit.  This kind of funding is non-recourse, meaning that if the case is not won and the lawsuit is dropped; there will not be any repayment under the settlement funding for wrongful death lawsuits contract terms.

Settlement funding for wrongful death lawsuits is a risk free proposal for litigants to ensure monetary compensation.

Plaintiffs are turning to lawsuit settlement funding companies more and more for help during their time of need.  Applicants are always relieved in knowing that there are no limitations on the money’s use, credit checks or initial costs to apply.

At Fair Rate Funding, many of our clients utilize personal injury lawsuit loans. We provide personal injury lawsuit loans for people that qualify.

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Personal Injury Lawsuits – A Primer

A personal injury lawsuit is one of the most common lawsuits filed. Personal injury is easily described as any harm inflicted on your body, mind or emotions. A personal injury lawsuit stems from one party being negligent or careless, and that action/inaction causes injury to another. The plaintiff (injured party) institutes a personal injury lawsuit against a defendant (negligent party).

Damages in the US court system are assigned a monetary value. Since nothing can undue a severe injury, the system is designed to compensate them monetarily as a substitute.

Lawyers in every jurisdiction use all of the evidence at their disposal, including but not limited to:

• Medical bills
• Lost past income
• Loss of future earning capacity
• Pain and suffering

Ultimately, the case is either settled or goes before a judge or jury to decide whether a defendant was in fact negligent, and how much monetary damages the plaintiff is entitled to.

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Common Personal Injury Actions

The most common of all personal injury lawsuits are car accidents. If a driver is injured, it is usually someone’s fault. Car accident cases seek compensation for medical bills, property damage, pain and suffering and lost past and future income.

They are common because there are so many cars on the road and thus, a large amount of accidents. Traffic laws and case decisions establish a fairly clear blueprint of who is at fault when an accident occurs. For example, laws dictate that if a car “rear ends” another vehicle, more often than not, the following vehicle did not leave enough distance to completely stop. That is evidence of a breach of the duty of care automobile operators owe each other when they decide to drive.

Another typical personal injury lawsuit is medical malpractice. Medical professionals are expected to practice medicine within the currently accepted standard of care. If a provider deviates from this standard and that deviation results in injury or death, a medical malpractice is a common consequence.

Slip and fall lawsuits are are also common. These causes of action occurs when a property owner/custodian fails to maintain the safety of walkways, aisles, etc. for pedestrians or business invitees. Sometimes these cases are referred to as premises liability actions where a property is inadequately maintained and that failure resulted in permanent injuries to a plaintiff.

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What Makes a Good Personal Injury Lawsuit?

A good personal injury lawsuit is one where liability can be established clearly. Documentation, witness testimony, photographic or video evidence can clearly establish liability.

Second, there must be sufficient injury/damages for you to pursue the case. Personal injury law practices factor in the economics of pursuing a case. Attorneys spend their time representing their clients but also must pay for support staff, rent, expert fees, court reporting, faxes, copies, etc. in pursuit of justice. All of these costs must be recaptured. Lawyers are very picky what cases are worth their time and seasoned personal injury lawyers will shy away from cases that are not valuable in their eyes.

Finally, the defendant must have the ability to pay damages. Although some defendants are wealthy, the overwhelming majority of negligence cases seek to cash in on available insurance coverage. This makes sense since these policies are purchased specifically to insure against the risk.

Some states have very strict rules regarding circumstances for recovering monetary damages. If you were not paying attention to where you were going or had no right to be on the property, you may not receive anything.

Industrial diseases are also in the personal injury case family. When you are hurt or get very sick from your workplace and your medical bills and future income are not taken care of by your employer, you may have grounds for a lawsuit. Certain occupations are exempt. It is the unforeseen illness that may cause you to sue.

For example, many legal battles have been fought over exposure to asbestos. Many workers have become sick and died from inhaling tiny fibers which cause a terrible lung disease called asbestosis. The plaintiffs have claimed for years that the manufacturers and employers knew it was harmful. The defendants insist they did not. Other industrial disease cases involve harmful chemical exposure, such as xylene and ammonia.

Just because you file a personal injury suit does not mean you will recover damages. This is simply the first step in the US legal system. Always consult a lawyer before attempting to file a legal claim.

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What Cases Qualify for Personal Injury Lawsuit Loans?

A personal injury lawsuit loan can involve any of the following types of cases:

• Animal & Dog Bites
• Amusement Park Accidents
• Automobile Accidents
• Asbestos Cases
• Aviation Accidents
• Bicycle Accidents
• Boating Accidents
• Bus Accidents
• Construction Accidents
• Defective Products
• Maritime cases
• Medical Malpractice
• Mesothelioma
• Motorcycle Accidents
• Motor Vehicle Accidents
• Nursing Home Negligence
• Pedestrian Accidents
• Premises Liability
• and others . . .

If you have a lawsuit, an attorney and need financial support, you are eligible to apply for fast lawsuit loans as a possible solution. To get started, simply contact us or give us a call. We are here to help and are at your service.

Thank you for your interest in the most common lawsuit loans and Fair Rate Funding.

As stated above, the most common example of a personal injury lawsuit loan is an automobile accident lawsuit loan. Yet all of the above are routinely evaluated and approved on a daily basis.

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Are There Any Particular Requirements Needed?

The requirements for obtaining a personal injury lawsuit loan are:

1. You have a valid claim
2. You have an attorney
3. Your attorney is representing you on a contingency fee arrangement (your attorney is paid only if you win your case).

If you have a case and an attorney, you will likely qualify for a personal injury lawsuit loan.

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How to Get Started

To begin, complete the application form or click the “Apply Now” at bottom of this page, and an experienced agent will call you shortly. Or feel free to contact us directly at 888-964-2224 and we will begin working on your case immediately.

Thank you for your interest in personal injury lawsuit loans.

Our Lawsuit Loan Staff

The staff at Fair Rate Funding has decades of accumulated experience in lawsuit financing. We accommodate our clients in every way possible because we know you would only be cashing in on your pending lawsuits under the most extreme circumstances. We often hear of clients who are about to lose their house, car or other financial hardships. We are here to help.

When we offer our help we accept responsibility and strive to understand your situation. Our sales department is the most professional in the business. We always consider special requests on a case by case basis and we are experienced enough to understand the many issues civil plaintiffs face. Speedy service is our number one priority.

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Who We Are

Legal professionals make up our underwriting staff. When a case is pre-qualified, and paperwork gathered, it is assigned to a lawsuit loan underwriter. Once that underwriter has gathered all necessary information, the case is then sent to the underwriting committee for a final determination. This method will help our settlement funding company guarantee a punctual decision that is often decided within 24 hours of the initial application.

The reason we strive to approve the client in as little time as possible is for two main reasons, we believe you have waited long enough for your money and do not wish to make you wait any longer and if our services cannot help you for whatever reason we want to give you enough time to look for another company who can. That is out settlement funding company’s goal.

If you have any questions or concerns, please visit our FAQ page or drop us an email at info@fairratefundng.com Or you can contact us now at 888-964-2224.

Contact@FairRateFunding.com

The case below is a perfect example of how acquiring slip and fall lawsuit funding can help plaintiffs.

According to the plaintiff’s lawyer a slip and fall lawsuit, brought against a New York area convenience store in 2011, has reached a settlement agreement.

On January 21, 2011 the plaintiff, James Duboise, slipped and fell on a patch of ice outside a Grab ‘N’ Go Mini Mart on the intersection of Vanderbilt Ave and Richmond Rd. in Staten Island, NY. James Duboise declared negligence on the part of the convenience store that is attached to a Costal Gas Station.

Deboies reported that he lives close to the convenient store and walked from his home to the mini mart around 8:15 A.M. on January 21^st. As he approached the store he slipped on an untreated patch of ice and the then 78 year old man fell down on the pavement in turn causing him to fracture his hip. He was brought to the local hospital where he received corrective surgery on his injuries.

His lawsuit was filed in Supreme Court, St. George in early 2011, claiming negligence on the part of Island Gas Plus Inc., the owner of the attached gas station, for failing to properly treat hazardous conditions on their property.

The lawsuit was filed by attorney Edward J. Pavia Jr. of the Eltingville-based firm Jonathan D’Agostino & Associates, whom Duboise hired to represent him. Duboise sought damages for mental and physical pain and anguish, disability, loss of enjoyment of life, and for medical expenses resulting from the slip and fall.

The defendants attempted to argue that the snowstorm had just recently ended and treating the dangerous conditions would have been unrealistic at that time. This led to the plaintiff’s representative’s consulting with a weather expert on the subject. The weather expert stated that the ice had developed 12 hours prior to the incident. It should also be noted that under most city laws, all sidewalks and walkways must be cleared of snow and ice within a few hours after a snowfall.

Although a victory in the end, James’ settlement of 200K was long overdue. It took 3 years for this slip and fall lawsuit to reach its end and in that time Duboise suffered a significant financial burden from his medical expenses.

Many plaintiffs are quick to settle because they do not want to face these financial burdens during the duration of the trial. In those cases the plaintiff receives a significantly lower pay out then they deserve. If the plaintiffs acquire slip and fall lawsuit funding they will be more inclined to follow through and wait for a full judgment or better settlement offer.

Plaintiffs in slip and fall lawsuit funding and other lawsuits such as: automobile accidents, med mal and legal mal cases, product liability lawsuits, worker’s compensation claims, and others, are provided a cash advance to help them through their financial struggles during a long court battle. Slip and fall lawsuit funding is not like traditional loans, although sometimes referred to as lawsuit loans or settlement loans. Considerations like credit or employment history are not factored in to approval decisions. The only concern for a slip and fall lawsuit funding company is the strength of a case and the likelihood of a positive outcome.

Unlike traditional loans, the borrower of slip and fall lawsuit funding is not required to pay anything until a judgment is rendered or a settlement offer is accepted. If a plaintiff loses their lawsuit, no repayment is required. Securing slip and fall lawsuit funding requires no upfront fees and the money provided can be accessed in as little as 24-hours. This could help those involved resist the urge to accept a lower offer and holdout for a more substantial settlement. Don’t let a business or corporation deny your right to a fair judgment with legal maneuvering. Fight back with slip and fall lawsuit funding from Fair Rate Funding.