Trip and fall lawsuit loans help injured plaintiffs with immediate access to cash prior to settlement. Every year, millions of personal injury plaintiffs, who were injured from a slip and fall incident, file lawsuits in the American court system.

In this post, we examine the different types of fall accidents and how those differences affect liability under state negligence laws. We also discuss how liability issues enter into lawsuit loan underwriting decisions.

Fall Cases are Based in Negligence

Negligence lawsuits arise when one party owes a duty of care to another, that duty was breached in some way and the breach resulted in damages.  Negligence is society’s safety net for those injured through no fault of their own.  Those who owe this duty of care to others often use insurance policies to mitigate this risk.

A common example is an automobile accident.  All motorists owe a duty to the other drivers to follow the rules of the road, obey traffic signals, remain sober and attentive, etc.  Because accidents can and do happen, motorists purchase auto insurance policies to protect injured parties but also themselves from liability. 

Fall cases are also usually insured because certain parties owe a duty of care to other for safe pedestrian travel on walkways, aisles, and other avenues of movement. Trip and slip and fall lawsuits arise naturally from these societal relationships.

Although slip and falls and trip and falls are both based in negligence, there are some differences. Below, we discuss a few.

Slip vs. Trip and Fall Cases

“Tripping” means the falling forward because you:

• stepped on something slippery or something that made you lose your balance
• got your foot/leg caught on an object or stuck in an object
• failed to step all the way over an obstacle that was fixed

“Slipping” generally means falling backward because you:

• stepped upon a slippery surface
• stepped upon shifting ground such as loose pavement, etc.

While the difference might not mean much at first glance, there are significant differences. For example, tripping usually results in the front parts of the body being injured. These might include knees, wrists, hands, face, arms.

Slipping might also include arm injuries but most likely would also include back and hip injuries, and injuries to the back of the head, concussions, etc.

Trip and Fall Examples

• A drain pipe is exposed through a portion of the sidewalk as a result of sloppy masonry work. A passerby trips over the pipe and falls on his face resulting in a broken nose and scrapes. The victim breaks his wrist attempting to break his fall.
• An grocery store owner leaves a half stock pallet of product in the aisle unattended by any employees. A customer fails to step over the obstacle and trips over the product injuring his arm and left knee.
• A landlord is repairing a walkway to the apartment units but the repair remains unfinished. Loose concrete causes an invitee to loose his footing and fall. His knee and wrists are injured as a result.

Slip and Fall Examples

• An ice storm results in an inch thick sheet of ice in front of a department store. After 24 hours, the area is still not salted or otherwise made safe. A customer falls on the ice backwards and breaks her tailbone.
• Ketchup is spilled in an aisle at the grocery store. Over 30 minutes pass and the spill is not cleaned by an employee or other worker. A customer is looking up to browse the shelved products and slips on the ketchup. The fall causes severe low back pain. MRI’s show a herniated disk in the lumbar region.

Why are the Differences Important?

The difference between trip and fall and slip and fall cases can be important because a recovery is often the result of seemingly minute details. For example, a trip and fall can occur on a temporary condition or on a condition that has been in that state for days, months or even years.

The condition’s duration may be important when the injured plaintiff is trying to prove the notice requirement under the law. That is, in proving liability, the plaintiff must demonstrate the premises owner had actual or constructive notice of the dangerous condition. Constructive notice means the owner should have known of the condition.

For example, the spilled ketchup in the grocery store aisle, which was there for over 30 minutes could meet the notice requirement if a jury decides 30 minutes was enough time for a grocery store to notice and remedy the condition. Conversely, if the spill just occurred seconds before the fall, plaintiff would have a much more difficult time proving constructive notice.

As a general (not absolute) rule, slip and falls occur on more temporary conditions such as ice, or spills. Trip and falls occur on more static hazards such as structures in disrepair or deteriorating conditions.

Slip and Fall and Trip and Falls – Using Lawsuit Funding

Whether a slip or trip and fall, plaintiffs face an uphill battle with their cases. Personal injury cases take time and injured victims can expect many months or years to pass before they are compensated.

Meanwhile, bills and other expenses keep piling up. Many plaintiffs can find themselves unable to make ends meet while their case progresses. Worse, many are forced to accept low ball settlement offers just to ease the financial strain. Lawsuit loans for fall cases can be a solution.

What is a Trip and Fall Lawsuit Funding?

Trip and fall lawsuit loans are financial transactions where a lawsuit lender advances money to a trip and fall plaintiff prior to settlement. The plaintiff in return, pledges a portion of the settlement to the funding company.

Lawsuit Loans are Non-recourse

Lawsuit loans are specialty financial instruments which differ from traditional loans. While traditional loans imply repayment under all circumstances and at some point in the future, lawsuit loans for trip and fall lawsuits, are only repaid if the case is successful. Because of this, lawsuit loans are non-recourse funding.

Non recourse funding means the funding company cannot pursue the plaintiff personally for repayment. The sole source of repayment must come from the lawsuit. The unique nature of these financial instruments means that credit history or employment status is irrelevant.

How to Get a Trip and Fall Lawsuit Loan

To get started with a trip and fall lawsuit loan, simply give us a call at 888-964-2224 or Apply Now. One of our representatives will contact you and discuss your funding options. You are under no obligation and the call is FREE.

Thank you for your interest in trip and fall lawsuit loans.

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In both tort and criminal law, strict liability is when a defendant is liable for committing an action/inaction, regardless of intent. In criminal law, possession crimes and statutory rape are both examples of strict liability offenses. In civil cases, strict liability usually applies to product liability actions, dog bite cases and abnormally dangerous activities.

The majority of strict liability cases seen for consideration on lawsuit loan applications are for product liability and dog bite lawsuits. We will focus on those in this post.

Strict Liability for Manufacturing Defects

Most state product liability laws provide for those injured due to defectively manufactured products. These laws impose strict liability on manufacturers for defective products.

In normal negligence cases, plaintiffs must show the defendants failed to use care or were reckless in their actions. In product liability actions for manufacturing defects (as opposed to design defects), plaintiffs need not prove a breach of the duty of care. Plaintiffs can still recover damages regardless of whether the manufacturer used care.

Under most strict liability state laws, plaintiffs must only show there was a defect and that the defect caused their damages. Keep in mind not only purchasers of the product are protected. Bystanders or other victims can also sue under the strict liability standard.

Strict Liability for Dog Bite Cases

Many states use the strict liability standard for dog bite lawsuits. The idea is that pet owners have a duty to restrain their dogs from hurting other people. While some dog bite lawsuits use the strict liability standard, others require the dog owner have actual or constructive knowledge of the dog’s propensity to bite humans.

Strict Liability Only Proves One Aspect of a Winning Case

It is important to remember that strict liability only proves liability. Other aspects of the lawsuit are required for a successful outcome.

For example, simply because a duty of care was breached is not enough to pursue a case in negligence. There also must be damages caused by the liability. Just because there was a manufacturing defect doesn’t mean someone was injured. Likewise, minor injuries from an aggressive canine might also fall short. Obviously, there must be actual damages for a case to continue.

Finally, the defendant’s ability to pay the damages is another key ingredient. If there is liability and there are damages, the defendant must have sufficient funding (insurance coverage, assets, etc.) to cover the damages caused.

Again, the three basic ingredients as far as strict liability cases are concerned are:

1. Action/inaction or a design defect that is covered by a strict liability statute
2. Actual damages caused (actual or proximate)
3. The defendant’s ability to compensation the plaintiff

Defenses to Strict Liability

Common defenses to claims of strict liability are assumption of risk, statute of limitations, and others. Assumption of risk is a legal concept which may absolve a defendant from liability. It places the burden of proof on the the defendant to show the plaintiff knew of the risk and voluntarily assumed that risk. An example might be a defective product where warnings are present and understood by the plaintiff.

Statute of limitations requires a lawsuit be brought within a specific period of time after the harm was caused. This defense is designed to limit lawsuits long afterwards so as to avoid unnecessary prejudice against the defendant(s)’ ability to defend a case.

What Does This Have to Do With Lawsuit Loans?

Lawsuit loans are financial transactions where money is advanced to plaintiffs prior to settlement. In return, plaintiffs pledge a portion of the settlement proceeds if the case is successful.

Lawsuit loans generally apply to civil lawsuits where there is an injured party. Strict liability standards apply to “fundable” cases such as dog bite lawsuit loans and product liability lawsuit loans.

In this post, we attempt to give a bit of background about the strict liability standard. If you have been injured and need to learn more about strict liability, please consult with an attorney in your jurisdiction who specializes in this specific area. They will be most able to help clarify any questions you may have and advise you accordingly.

Thank you for your interest in Fair Rate Funding.

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Car accidents occur every day. It is simply an unfortunate aspect of travel in passenger cars and trucks. Injured car passengers confront economic and non-economic (pain and suffering) damages. Obviously, for those injured in car accidents, challenges await. Car accident passenger lawsuit loans can help.

For example, injuries require medical attention, even if only to figure out the severity of the condition. Motor vehicle accident victims such as passengers are entitled to seek financial recovery against the at-fault party. That’s the good news.

The bad news is that recovery takes time – often years. During this time, injured car passengers still must pay their bills. Regular living expenses and medical bills can pile up.

Back to the good news. If you are a car passenger, you can seek a car passenger lawsuit loan to help pay your expenses while you wait for your case to settle. Car passenger lawsuit loans are specialty financial products which offer an economic lifeline to those injured while traveling as a passenger in a car.

What is a Car Accident Lawsuit Loan?

A car passenger lawsuit loan is when an injured car accident lawsuit plaintiff pledges a portion of a future settlement to a lawsuit loan company, like Fair Rate Funding. The lawsuit loan business advances money to car passenger plaintiffs to help pay expense such as:

• daily living expenses
• medical treatment
• property damage
• and a host of others.

In fact, there are no restrictions on the use of car accident passenger lawsuit loans. After all, it’s your money.

Why are Passengers Good Candidates for Passenger Accident Lawsuit Loans?

Car accident passengers are great candidates for lawsuit loans because liability is easy to establish. Negligence cases require a party to be “at fault” for the accident. Injured passengers are almost always NOT at fault in causing the accident simply because they are not in control of any vehicle.

Of course, damages must also be established. Medical records such as diagnostic imaging or medical treatment are evidence of damages. So are lost wages and pain and suffering.

Because lawsuit loan repayment is usually an “all or nothing” thing, lawsuit loan companies give preference to cases where liability is clearly established. That’s why passenger lawsuit loans are good risks for funding companies.

What is the Lawsuit Loan Process?

Fair Rate Funding provides fast, low-cost lawsuit loans to injured car accident passengers. Our process is quick, easy and risk free. The steps are as follows:

1. Call us at 888-964-2224 or contact us 24 hours a day.
2. Once contacted, one of our representatives will reach out to you to discuss your funding options.
3. We send a request for information to your attorney and we begin processing the application.
4. Once paperwork is received and reviewed, one of our underwriters will contact your attorney’s office and briefly discuss the case.
5. You will receive an update on a daily basis from a member of our team.
6. Once approved, we send you a contract for signature.
7. When the agreement is done, we send you your advance either by electronic transfer or check via overnight delivery.
8. You receive a cash advance to use until your settlement.

What are the Benefits of Lawsuit Loans for Car Passenger Injuries?

Car accident passengers see the value of lawsuit loans because they are:

• Quick – most are processed in a couple of days.
• Flexible – payments can be made in a lump sum or a series of payments.
• Risk Free – repayments only if you win your case.
• No monthly payments.
• You owe us nothing until your case settles.

Passenger lawsuit loans seek to level the playing field between injured car accident passengers and the financially strong insurance businesses which typically defend personal injury lawsuits. Lawsuit loans give injured passengers the financial means to endure the process. This way, they are not pressured into taking low-ball settlement offers simply because they are broke financially. With the ability to pay their bills and living expenses, lawsuit loans allow personal injury attorneys to pursue their clients’ claims properly. Litigating personal injury cases the right way ensures the maximum settlement.

Why Choose Fair Rate Funding for a Passenger Lawsuit Loan?

Fair Rate Funding provides the lowest rates for settlement funding for passenger injury lawsuit loans and helps plaintiffs get some of the proceeds from their case immediately.

Understandably, compensation of any amount cannot make up for extensive damages or the loss of a loved one from an auto accident. But, while the case is in progress, lawsuit loans can lessen financial burdens. Without the pressure to settle, plaintiffs can refuse “low-ball” settlement offers and their attorneys have time to secure just compensation.

How to Get an Accident Lawsuit Loan?

Fair Rate Funding lawsuit loans offer the most competitive terms in the business.  We can have cash in your hands in as little as 24 hours.  Obtaining lawsuit loans for passenger injuries is simple and straightforward. 

Simply contact us and start the lawsuit funding process.  With your permission, we will contact your attorney and go over the details of the case.  For more information about how we evaluate cases, visit the post about underwriting lawsuit loans.

Call us now on 888-964-2224 or fill out the online form to start the process.

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As plaintiff advocates, Fair Rate Funding specializes in providing fast, low cost lawsuit loans to plaintiffs. The vast majority of our clients are involved in negligence cases. This post will answer the question: What is negligence law?

Negligence Lawsuits – Background and History

A century ago Oliver Wendell Holmes, Jr., asked “what is negligence” in search of a general theory of tort. A tort is defined as a wrongful act or infringement upon another. Torts (assault, battery, intentional infliction of emotional distress) historically gave rise to liability against the wrongdoer (tortfeasor). Holmes concluded that the basis of tort liability was fault, or the failure to exercise due care. In other words, negligence is a tort, but not an intentional one.

Without intent as a prerequisite, what constitutes negligence becomes three fold:

• Did the defendant owe a duty of care?
• Was that duty of care breached?
• Was the breach the proximate cause of plaintiffs damages?

Duty of Care

A duty of care is a requirement that a person or persons act toward others and the public with “the watchfulness, attention, caution and prudence that a reasonable person in the circumstances would use.” (Law.com legal dictionary “duty of care”).

What is reasonable has been argued since negligence law first emerged. But an example might be that all automobile drivers are expected to maintain their vehicle in safe condition and operate their auto safely and in accordance with all traffic laws.

If a person’s actions do not meet this standard of care, then the acts are considered negligent, and any damages resulting may be claimed in a lawsuit for negligence.

Breach of Duty

A defendant breached the duty of care by doing or not doing something that an average person would do in similar circumstances.

For example, a jury could find negligence if it found that an average person:

• Knew everything the defendant knew at the time; and
• Would have known his/her actions could cause injury to another; and
• Would likely have done something differently than what the defendant did under the circumstances.

Judge Learned Hand created a formula to determine a breach of the duty of care. Many courts still use this formula today. It reads: If the burden of taking precautions is less than the probability of loss multiplied by the severity of that loss, then the party with the burden to take precautions will have breached the duty of care.

The Hand formula was set forth in United States v. Carroll Towing. In describing whether a vessel might break free from her moorings, the case states:

Since there are occasions when every vessel will break from her moorings, and since, if she does, she becomes a menace to those about her; the owner’s duty, as in other similar situations, to provide against resulting injuries is a function of three variables: (1) The probability that she will break away; (2) the gravity of the resulting injury, if she does; (3) the burden of adequate precautions.

Of course, this and other legal “formulas” give attorneys something to argue about. Ultimately, it will be up to a judge or jury to decide what the duty was and whether it was breached.

Causation

Causation requires a plaintiff to show the defendant’s breach of the duty of care actually caused the plaintiff’s injury and other losses.

Actual cause (aka “cause in fact”) means the action or inaction directly led to the incident. For example, a car failing to stop at a stop sign and running into another car which had the right of way was the “actual” cause of an accident.

Proximate cause is a little different because the cause of plaintiff’s damages is a little further removed from the action/inaction that breached the duty of care. Proximate cause is also known as “legal cause”. It can be defined as an action/inaction which resulted in damages that were foreseeable. The breach must be the primary cause of injury. If someone’s action(s)/inaction(s) are a remote cause of the injury, there is no proximate cause.

Damages

Damages are the final element of negligence. If a plaintiff suffered losses (injury, lost wages, loss of earning capacity, etc.) and that loss was caused by by a breach in the duty of care owed to that plaintiff, money may be the only way to compensate that individual. Obviously, no amount of money can truly compensate for permanent physical impairment. The legal system nonetheless attempts the impossible through monetary awards. Damages in negligence cases normally include:

• medical care
• lost wages
• lost earning capacity
• pain and suffering
• psychological and emotional stress
• and more…

Negligence Cases and Practicalities

You’re reading this post because you are interested in negligence law. Perhaps you visited this site because you are researching the truth about lawsuit loans – what they are and how to obtain them. This makes sense, since the overwhelming majority of lawsuit loans are given to plaintiffs involved in negligence cases.

There are some practicalities to pursuing negligence cases. First, you will rarely see a negligence case pursued without an attorney. Although some plaintiffs access the courts pro se (without an attorney), almost all negligence accident victims are represented by counsel in court.

This make sense too, because courts allow a contingency fee retainer for these types of cases. A contingency fee retainer means plaintiff’s lawyer is able to share in the recovery. So the hiring of an attorney is a no-risk proposition for clients because there are no up-front legal fees.

Second, negligence cases involve both economic and non-economic damages for the most part. That is, plaintiffs might have suffered losses to property or lost wages. These damages are easy to quantify such as through a repair estimate or past pay check stubs.

Third, non-economic damages make up the most valuable portion of a negligence recovery. Non-economic damages are not easy to pin down. You might say this subjective nature is the reason the court system is used to decide the issue.

Experienced attorneys are particularly skilled in assessing what a jury might award if a negligence case goes to trial. Of course, these are really just guesses. Juries are made up of individuals who each bring there experiences and biases into the jury box. There is simply no way to accurately ascertain what a jury would do in a particular case.

Yet, with the sheer volume of cases in an already crowded docket, settlement remains the name of the game. Legal professionals recommend settlement because it is in everyone’s best interest.

By settling a negligence case, the amounts are known. Everyone may be disappointed in the amounts, but the case is still resolved. The insurance carrier closes its file and accounts for the loss. Plaintiff’s lawyers recapture litigation costs and generate a fee. And the plaintiff gets to move on with life compensated under the law for their injury.

Answering the Question – What is a Negligence Case?

In this post, we posed and answered the question: What is a negligence case? We explored the definition of negligence, it’s elements and some practical aspects of this large but sophisticated area of the law.

Thank you for your interest in negligence law and Fair Rate Funding.

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What is a Perfect Lawsuit Loan?

A lawsuit loan is a financial transaction where a plaintiff receives a portion of the future proceeds prior to settlement. The money is advanced by a lawsuit funding company in search of the perfect lawsuit loan. That is, the perfect case that will likely succeed and make the lawsuit loan business money.

At Fair Rate Funding, we get requests from many plaintiffs with different types of cases. In this post, we will discuss what makes a case perfect for a lawsuit loan, which case types they usually are, what are some common pitfalls and what is commonly not a “deal breaker”.

What is a Lawsuit Loan?

The importance of this question leads to a discussion regarding the perfect lawsuit loan. This is because lawsuit loans are specialty finance transactions. They are structured not as loans (although often referred to as lawsuit loans or settlement loans) but as an assignment in the property rights of future proceeds.

The assignment allows lawsuit funders to charge “use fees” above usury rates, which limit what companies can charge for loaning money. The reason lawsuit loans are more expensive than regular loans is that they are more risky. This is true because the company “loans” money on the case itself, not to the plaintiff personally. If the case should be lost, the lawsuit advance is not repaid.

This fundamental difference between loans and lawsuit loans is the reason why lawsuit funding companies are always in search of the perfect lawsuit loan.

What Types of Cases are Best for Legal Loans?

Fair Rate Funding provides lawsuit loans for a large variety of cases. These might include:

• Animal & Dog Bites
• Amusement Park Accidents
• Automobile Accidents
• Asbestos Cases
• Aviation Accidents
• Bicycle Accidents
• Boating Accidents
• Bus Accidents
• Construction Accidents
• Defective Products
• Maritime cases
• Medical Malpractice
• Mesothelioma
• Motorcycle Accidents
• Motor Vehicle Accidents
• Nursing Home Negligence
• Pedestrian Accidents
• Premises Liability
• and others . . .

If you have a lawsuit, an attorney and need financial support, you are eligible to apply for fast lawsuit loans as a possible solution. To get started, simply contact us or give us a call. We are here to help and are at your service.

Thank you for your interest in the most common lawsuit loans and Fair Rate Funding.

There are some prerequisites however. First, you must be represented by an attorney. Representation is important because lawyers are the people who repay the loan after a settlement is reached. This is definitely part one of a perfect lawsuit loan. No lawsuit funding is offered without representation by counsel.

Second, the attorney must be retained on a contingency fee arrangement. This means the attorney is only paid if the case is successful. Under this type of arrangement, your lawyer is essentially your partner.

When you receive lawsuit funding, the funding company becomes a partner as well, albeit a smaller one. The idea of this fee requirement is to show the lawsuit lender the attorney is committed to the case. After all, attorneys are generally reluctant to waste time on frivolous or otherwise unwinnable cases.

What Determines a Perfect Lawsuit Loan?

Lawsuit funding companies all have their own appetite for a particular type of case. But all would undoubtedly agree that the perfect lawsuit loan is one that is easy to underwrite. Lawsuit loan underwriting is the professional assessment of the merits of a lawsuit and the possible value of any recovery. Ease in underwriting basically comes down to assessing three separate criteria. These are:

Liability

Liability in negligence cases means that the person responsible for the accident owed a duty of care (e.g. stopping at a stop sign), breached that duty (i.e. did not properly stop) and that breach was a cause (proximate) of the injuries. Liability for other types of cases (wrongful termination, discrimination, etc.) is established by statutes designed to protect people from violations.

Examples of information lawsuit funding underwriters use to assess liability might include:

• Police or incident reports
• Witness testimony
• Photos, videos or recordings
• Admissions
• Electronic or other correspondence
• A letter from an insurer admitting liability

Damages

Damages in a perfect lawsuit loan are represented by the harm the plaintiff endured by the actions/inactions of the defendant(s). Evidence that might describe damages would likely be shown by the following:

• Initial treatment records (e.g. Emergency Room or First Care Medical Records)
• Diagnostic Imaging Results (e.g. MRI’s, X-rays, CT scans)
• Surgical or other treatment records
• Medical expert’s narrative expert reports on the permanency of the condition
• Lost wage information
• Property damage evidence of out-of-pocket costs
• Life-care plans
• Psychological reports
• Vocational Expert reports (loss of earning capacity)
• And more…

Ability to Pay

The final piece of the puzzle for a perfect lawsuit loan is the defendant’s ability to pay.  Because not all defendants are wealthy, plaintiffs are sometimes successful in court but are unable to collect any compensation from the defendant.  A judgment proof defendant is of little help to injured or other plaintiffs.

Lawsuit loan underwriters are seeking the perfect lawsuit loan. And the perfect lawsuit loan requires a defendant who either has an insurance policy in place or is otherwise able to pay the damages the plaintiff seeks.

What is the Most Common Lawsuit Loan Case Type?

By far the most common lawsuit loan case type is the car accident lawsuit loan. This is because it is very easy to ascertain liability, damages and ability to pay in these cases. Liability is normally established by a police report, witness statements, or damage to the vehicles. Sometimes video or photographs are direct evidence of liability.

Damages are more subjective because a great deal of car accident awards are based on future pain and suffering due to injuries. However, the perfect lawsuit loan client will have permanent injuries and extensive treatment. Lost wages and/or earning capacity is also used.

The vast majority of car accident loans have an automobile insurance policy in place. The perfect lawsuit loan will have ample coverage limits available to cover the plaintiff’s damages.

How Do I Get a Perfect Lawsuit Loan?

If you were involved in a lawsuit, have an attorney and want to get cash prior to settlement, Fair Rate Funding can help you!

We work with our clients to secure advances with the best possible terms. In most instances, we act as a direct lender so whenever possible, we pass the savings along to you.

Lawsuits can cause both physical and financial hardship. If you have any questions regarding lawsuit loans, lawsuit funding, or another type of legal financing, please do not hesitate to contact us at 888-964-2224.  We are here to help you get what you need, when you need it. 

Use lawsuit loans to pay for living expenses, case costs, medical care or any other need.  When financial strain forces you to consider accepting less than you deserve, don’t wait – call Fair Rate and let us help you.

Thank you for your interest in lawsuit settlement funding.

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At Fair Rate Funding, we provide plaintiffs and their attorneys the means to endure a sometimes long, drawn out litigation process.  We’ve been in business since 2007 and are legal professionals ourselves.  We have seen literally thousands of cases during our careers.  That experience gives us a unique insight into the personal injury game.  In this article, we discuss the 5 best personal injury law firms in New Jersey for 2022.

Our Process for Determining the Top 5 PI Law Firms

Although some of the information we used to evaluate the top 5 personal injury law firms in New Jersey comes from our dealing with these firms on behalf of our clients, other factors also come into play.  These include our own experience in the legal field, opinions of other colleagues involved in various aspects of personal injury law, recent large verdicts and settlements, client reviews, and a host of other factors.

Our decision-making process is proprietary.  However, you can check out our ratings every year, right here at fairratefunding.com.

So, here are the top 5 personal injury law firms in New Jersey for 2022.

Top NJ Personal Injury Law Firm # 5

Aiello, Harris, Marth, Tunnero & Schiffman, P.C.)

According to their website, Aiello Harris has been helping their legal clients since 1955 in a variety of specialties.  Their personal injury department boasts over 60 years of experience in routine and complex personal injury matters.  The website also states the firm recovered over $250 million over the years. 

Some notable recoveries are mentioned on their site but that is not surprising for a firm whose practice spans multiple decades.  What is remarkable is that they have 10 offices throughout New Jersey and almost exclusively positive reviews online. 

Biographies of the attorneys are all available online and all litigators have earned professional distinctions.  Resources such as lawyers.com can offer other insight as to what clients can expect from these professionals.  Aiello Harris is the rated #5 in our list of top 5 personal injury law firms in New Jersey for 2022.

New Jersey Personal Injury Law Firm #4

Law Offices of James. J. Curry, Jr., LLM

The Curry Law Firm made our 2019 list of top NJ personal injury law firms.  This Toms River law firm specializing in personal injury and other matters makes this year’s list as well.  James J. Curry, Jr., Esq. has been practicing for over 50 years and is a Certified Civil Trial Attorney as designated by the New Jersey Supreme Court.

The firm specializes in all areas of personal injury including medical malpractice, auto accidents, slip and falls, premises liability, Dram Shop Act cases, construction accidents and other negligence actions.  Mr. Curry sits on the Board of Medical Malpractice within the New Jersey State Bar Association.  Achieving superior results for clients is nothing new to the Law Offices of James J. Curry, Jr., LLM.  Settlements and verdicts are in the tens of millions of dollars for this law firm.

Based upon experience, results, and overall customer experience, we rank the Curry Law Firm, #4 on our list of top 5 personal injury law firms in New Jersey for 2022.

Top New Jersey PI Law Firm #3

Stark and Stark

Stark and Stark is a large personal injury law firm with several offices throughout the state and in New York City.  Stark and Stark is a full plaintiff’s advocate firm with dozens of attorneys and support staff.   

Simply looking at the facebook listing for the firm shows the positive reviews this firm has received.  Google reviews were similar and all negative reviews were replied to by the firm and issues resolved.  This is the type of client service you can expect from Stark and Stark and part of the reason the firm is listed here.

The main reason Stark and Stark is on our list is results.  And they speak for themselves.  Recent awards listed on their website and include $9.5 million for a bus passenger; $8 million for a construction accident victim, and over $5 million for a homeowner who was a victim of faulty renovations.  Stark and Stark is also listed numbers 8 and 9 on topverdict.com list of the largest personal injury verdicts 2019.

These and other factors such as their reputation throughout the State bar place Stark and Stark #3 on our list of top 5 personal injury law firms in New Jersey for 2022.

Top New Jersey Personal Injury Firm #2

Blume Forte Fried Zerres & Molinari, a Professional Corporation

Founded in Newark, New Jersey in 1929, the Blume law firm has grown to one of the largest and most successful personal injury law firms in the state of New Jersey.  20 lawyers and dedicated support staff work for Blume Forte clients. 

The firm was named among the Best Law Firms in New Jersey in 2010, 2014, 2015, 2016, and 2017 and boasts it has earned more million-dollar injury recoveries than any other firm in New Jersey.

Blume Forte has 4 offices located throughout New Jersey and have a large statewide presence.  They specialize in personal injury litigation and much of their business comes from attorney referrals who seek the maximum settlement for their clients.

Blume Forte was in the news in 2020 with 2 settlements in the top 25 largest settlements in NJ for 2020.   These types of settlements are what a firm like Blume Forte can bring to potential clients.  For these reasons and others, Blume Forte Fried Zerres & Molinari ranks #2 in our list of top 5 personal injury law firms in New Jersey for 2022.

#1 Personal Injury Law Firm in New Jersey

Nagel Rice, LLP

Nagel Rice LLP are New York and NJ trial attorneys which specialize in personal injury litigation.  Although the firm also practices in other disciplines, they are primarily northern New Jersey personal injury lawyers.

This is a high-powered personal injury firm which command multi-million dollar recoveries for their clients.  One look at their firm website’s “verdicts & settlements” page illustrates the successes this firm earns for their clients.  Bruce Nagel’s page boasts that the firm “has obtained over $1 billion in settlements and verdicts for his clients.”

Another area of practice is Nagel Rice’s sexual abuse department.  In recent years, the firm settled with the Boy Scouts of America over the sexual abuse of three children under their care.  These results place Nagel Rice, LLP as the premier New York and New Jersey child sex abuse attorneys. 

As recent as 2019, Nagel Rice secured a $39 million verdict for a car accident case.  These and past results place this Roseland, New Jersey personal injury law firm at #1 in our list of top 5 personal injury law firms in New Jersey for 2022.

Personal Injury Attorney Choice, Lawsuit Loans and Other Considerations

Choosing a law firm to handle your case can be difficult.  The good news is that there are resources at your disposal.  Potential plaintiffs are able to shop attorneys by reputation, reviews and accomplishments from a computer desktop.  Although some diligence is required, plaintiffs have never been more able to do the diligence personally as opposed to simply following the recommendation of another.

Ultimately, plaintiffs want results.  No matter what part of New Jersey you reside, your choice of the top 5 personal injury law firms can begin with this article.  It ends when you have interviewed multiple lawyers and feel comfortable with your choice.

We hope you enjoyed this year’s list of top 5 personal injury law firms in New Jersey for 2022.  Remember that Fair Rate Funding is a plaintiff’s advocate firm that financially assists plaintiffs while their cases are still pending.  Because most states prohibit attorneys from advancing money to their clients, litigants in these regions can turn to “lawsuit loans” to help them endure a sometimes long legal process.

Consider Fair Rate Funding if you need lawsuit funding prior to settlement.  Our rates are the best in the business.  Thanks for interest in personal injury lawsuits and loans.

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